Country: Tunisia
Region: Middle East and North Africa
Type of Client: Microfinance Institution
Year: August 2013 — November 2013
Country Information
Tunisia is located in Northern Africa, bordering the Mediterranean Sea, between Algeria and Libya. As of 2018, the population was 11,662,106. Tunisia’s diverse, market-oriented economy has long been cited as a success story in Africa and the Middle East, but it faces an array of challenges following the 2011 Arab Spring revolution, including slow economic growth and high unemployment. Tunisia’s government remains under pressure to boost economic growth quickly to mitigate chronic socio-economic challenges, especially high levels of youth unemployment, which has persisted since the revolution in 2011. Tunis is seeking increased foreign investment and working with labor unions to limit labor disruption. GDP of Tunisia was 40.26 billion USD in 2017 and literacy rate stands at 81.8% of the population.
Project Information
The client aimed to set up a mobile payment service for the micro loan disbursement and repayment and the customer relationship management. The project focussed on carrying out an opportunity and feasibility study to implementing the client’s mobile banking Programme.
Project/Services We Provided
The organization sought to set up a mobile payment service for micro loan disbursement and repayment and customer relationship management. The project aimed at carrying out an opportunity and feasibility study to implement the organisation’s mobile banking Programme. The services provided by Amarante included analysing the organisation’s market positioning, product strategy and offering, review of internal and external environment, defining technical needs, reviewing IMF’s regulatory environment in Tunisia and identifying the constraints related to the implementation of m-banking solution in order to define go-to-market strategy that respects the Tunisian market specificities, business plan and decision tool development, elaboration of deployment plan, operational management and performance monitoring tool.