Yoann is a result-driven executive with over 13 years of operational experience in Digital Technology, Innovation, Core Banking and Mobile Payments. He brings his expertise, analytical skills and creativity to design and implement effective innovative solutions all along the value chain: strategy, customer research, ideation, value-proposition & business model, product development, system & process re-engineering, piloting, scale-up and change management. Prior to joining Amarante, Yoann held C-level position in several international organizations, managing innovation and technology teams, designing and implementing IT strategies in more than 20 countries across Africa and Asia. In particular, as CIO for Microcred (Baobab), he originated the centralized service hub in charge of implementing the group digital transformation. He is fluent in French and English