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Le cacao est désormais appelé l’or de la Côte d’Ivoire, laquelle tient la place de prestige de premier producteur mondial de cette matière première convoitée. Pourtant, au niveau local, le pays affronte, avec plus ou moins de réussite, différentes problématiques telles que les maladies des cacaoyers ; la déforestation massive ; le travail des enfants dans les plantations de cacao ou encore l’amélioration des revenus des producteurs et de leurs familles.

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Amarante Consulting was recently contracted by UNCDF in Nepal to develop remittance-linked use-cases for migrants on an innovative digital architecture. We kick-started this project in October 2018 with the preparation of a concept note, identification of partner institutions and a market scan. As a next step, we travelled to the rural and semi-urban areas of Banepa and Panchkal to interview a range of stakeholders including migrants and their families,

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Amarante recently had an opportunity to work on an exciting project in Zambia for the World Food Program (WFP) and UNCDF. Using human centred design (HCD) approach and in collaboration with Yux, we travelled to the southern provinces of Zambia and talked to farmers and buyers, users of Maano, a virtual farmers market.

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Financial inclusion refers to the process of extending access to financial services to the previously unbanked or underbanked population found mostly in remote areas, in developing countries or among various social groups such as women or migrants. The lack of appropriate access and adapted products and services catering to the 1.7 billion unbanked population (Global Findex, 2017) is due to gaps on both the demand and the supply side.

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There are many reasons why MFIs might be hesitant to undertake digital transformation. Firstly, heavy up-front investments are required for such initiatives, and small MFIs might lack the necessary resources. Even large MFIs should always conduct careful financial analysis and build a long term digital strategy before launching a digital initiative. Additionally, strong support from the management team is needed to undertake a digital transformation,

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